Small loans, $100 to $5,000
when the kitchen quits
SaveVine loan request
One short form, not a lenderSent over an encrypted connection
- Not a lender, we pass requests to lenders
- All credit types considered
- Checking your options won't affect your credit score
- No obligation to accept an offer
Kitchens break on their own schedule
Never on payday. Usually the same week as something else. A small loan is for the gap between the repair and the check.
The dishwasher gave up
Rack on the floor, repair visit booked, and the bill lands four days before your pay does.
Small things stack up
A frayed cord is nothing alone. It is something when it comes after the car and the school trip.
Ask for the size of the repair
Not the size of the whole kitchen
One request, grown through three frames
It takes one short form to start, and every choice after that stays yours.
- Frame one, you
Pick an amount and send the form
Choose from $100 to $5,000 and add your details. It is free to ask.
- Frame two, us
We pass it to lenders in our network
We are not a lender and we make no credit decisions. Lenders look at what you sent.
- Frame three, the lender and you
Read the lender terms, then choose
If a lender approves you, it shows the rate, fees and dates. Funds can arrive as soon as the next business day.
The number to read before you say yes
The APR shows how expensive a loan is. Here are two published figures, drawn to true scale.
These are national examples, not the rate you would get. Lenders in our network set their own terms, and APRs on short term loans vary by lender and state and may exceed 200%. If you can pay over time at a lower APR, that usually costs less, so compare before you accept.
Sources, read November 2026: FTC, payday and car title loans and CFPB, the high cost of retail credit cards.
Picked from what people ask about small loans
Cost crate
How much are small loans?
It depends on the amount, the lender and your state. Requests here run from $100 to $5,000, and each lender sets its own rates and fees. APRs on short term loans vary by lender and state and may exceed 200%. The offer shows the total before you accept.
What is the smallest loan you can get?
On SaveVine the smallest request is $100. Lenders set their own minimums, so not every lender will offer that amount. If you only need a small sum, ask for that sum and no more, since a smaller loan usually means a smaller total to repay.
Can personal loans be paid off early?
Often yes, but the answer sits in your loan agreement, not with us. Before you accept an offer, look for a prepayment clause and ask the lender if paying early lowers what you owe or adds a charge. Each lender has its own terms.
Request crate
How do small loans work?
You send one short request with the amount and your details. We pass it to lenders in our network. If a lender can help, it shows you the rate, fees and repayment date. You decide whether to accept. Asking is free and nothing obliges you to take an offer.
How hard is it to get a small loan?
It varies by lender. Lenders usually look at income, your bank account and credit history, and all credit types are considered here. No request is certain to be approved, and loans are not available in every state. Sending the request is free either way.
Is SaveVine a lender?
No. SaveVine is a loan request service, not a lender or a broker. We pass your request to lenders in our network and do not make credit decisions. Any loan, rate or repayment date comes from the lender you choose, under that lender's own agreement.
Credit crate
Are small loans bad for credit?
Checking your options won't affect your credit score. If you go ahead, a lender may verify your information and obtain consumer reports, which can involve a credit check. A loan you repay late or miss can harm your credit, so check the due date fits your pay.
Can I get small loans with bad credit?
You can ask. All credit types are considered, and some lenders in our network work with people whose credit is not perfect. A low score can mean a higher rate or a smaller amount, and approval is never certain. Compare the total you repay before you accept.
Four seed packets of plain reading
How much are small loans
What a request can cost in dollars, and how to read the offer.
Read this packetPacket 02AmountWhat is the smallest loan you can get
Why small amounts are harder to find, and where to ask.
Read this packetPacket 03KitchenCan you finance appliances with bad credit
Repair, replace or finance when the fridge gives out.
Read this packetPacket 04CompareSmall loan vs store financing
Side by side, including the promo that can backfire.
Read this packetThat's the whole page
The fruit is ripe
Reading more won't change the numbers. Asking is free, and you decide what happens next.